.home-guides{padding-top:48px;padding-bottom:44px;border-bottom:1px solid var(--line)}.guide-section-heading{margin-bottom:26px}.guide-section-heading h2{font-size:32px;letter-spacing:-1px;max-width:700px;line-height:1.2}.guide-cards{display:grid;grid-template-columns:1fr 1fr;gap:34px}.guide-card{min-width:0}.guide-card-link{display:flex;flex-direction:column;height:100%;border-bottom:1px solid var(--line);padding-bottom:25px}.guide-card-photo{overflow:hidden;background:var(--paper)}.guide-card-photo img{display:block;width:100%;height:auto;aspect-ratio:2.4;object-fit:cover;transition:transform .35s}.guide-card-link:hover .guide-card-photo img{transform:scale(1.025)}.guide-card-copy{padding-top:18px;display:flex;flex-direction:column;flex:1;min-width:0}.guide-card-meta,.article-meta{display:flex;flex-wrap:wrap;align-items:center;gap:15px;color:var(--muted);font-size:13px;line-height:1.6}.guide-badge{color:var(--red);font-size:12px;font-weight:600}.guide-card h3{font-size:24px;line-height:1.3;margin:13px 0 12px;letter-spacing:-.6px;text-wrap:balance}.guide-card p{font-size:16px;line-height:1.7;color:var(--muted);margin:0 0 18px;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}.read-link,.back-link{text-decoration:underline;text-underline-offset:5px;text-decoration-thickness:1px;font-size:14px}.read-link{margin-top:auto;font-weight:600}.guide-card-link:hover .read-link,.back-link:hover{color:var(--red)}.guide-more{text-align:center;margin-top:28px}.guide-button{background:#fff;color:var(--ink);border:1px solid #b9bdb7;font-size:14px}.guide-button:hover{background:var(--paper);border-color:var(--ink)}.home-guide-cards .guide-card-link{display:grid;grid-template-columns:.85fr 1.15fr;gap:20px;padding-bottom:23px}.home-guide-cards .guide-card-photo img{height:100%;aspect-ratio:auto;min-height:220px}.home-guide-cards .guide-card-copy{padding:0}.home-guide-cards .guide-card h3{font-size:20px;line-height:1.3}.home-guide-cards .guide-card p{font-size:15px;line-height:1.6}.home-guide-cards .guide-card-meta{font-size:12px;gap:8px}.home-guide-cards .guide-badge{font-size:12px}.guide-index{padding-top:55px;padding-bottom:85px}.guide-index-heading{margin-bottom:44px}.guide-index h1,.article-heading h1{font-size:clamp(34px,4vw,56px);line-height:1.13;letter-spacing:-1.7px;font-weight:500;margin:26px 0 0;text-wrap:balance;max-width:1000px}.guide-index h1{max-width:850px}.guide-index-cards{row-gap:48px}.article-heading{padding-top:45px;padding-bottom:32px}.article-heading h1{max-width:1030px;font-size:clamp(34px,3.8vw,54px)}.article-meta{margin-top:25px}.article-cover{margin-top:0;margin-bottom:44px}.article-cover img{display:block;width:100%;height:auto;max-height:480px;object-fit:cover;aspect-ratio:2.5}.article-body{max-width:780px;width:calc(100% - 48px);margin:0 auto;font-size:18px;line-height:1.85;color:#343935;padding-bottom:20px}.article-body p{margin:0 0 23px}.article-body h2{font-size:29px;line-height:1.3;letter-spacing:-.6px;margin:42px 0 20px}.article-body h2:first-child{margin-top:0}.article-body ul{list-style:disc;padding-left:25px;margin:0 0 24px}.article-body li{padding-left:3px;margin-bottom:12px}.article-body strong{font-weight:700}.article-body a{color:var(--red);text-decoration:underline;text-underline-offset:3px}.article-body .table-scroll{overflow-x:auto;max-width:100%;margin:25px 0 30px}.article-body table{border-collapse:collapse;width:100%;min-width:580px;font-size:15px;line-height:1.6}.article-body th,.article-body td{text-align:left;vertical-align:top;border-bottom:1px solid var(--line);padding:15px}.article-body th{background:var(--paper);font-weight:600}.article-end{border-top:1px solid var(--line);margin-top:25px;padding:30px 0 60px;display:flex;align-items:center;justify-content:space-between}.guide-page .footer-main{border-top:1px solid var(--line)}
@media(min-width:1151px){header{gap:20px;padding-left:28px;padding-right:28px}nav{gap:15px;font-size:13px}.header-cta{font-size:13px;padding:13px 16px}.brand{font-size:13px}}
@media(max-width:1150px){header{height:78px}.menu{display:inline-flex;align-items:center;gap:10px;order:4;background:transparent;border:0;padding:13px 0;font-size:12px}.header-cta{margin-left:auto}nav{display:none;position:absolute;top:78px;left:0;right:0;padding:28px 36px;background:#fff;border-bottom:1px solid var(--line);font-size:16px}nav.open{display:flex;flex-direction:column;align-items:flex-start;gap:23px}.home-guide-cards .guide-card-link{display:flex;gap:0}.home-guide-cards .guide-card-photo img{min-height:0;aspect-ratio:2.5;height:auto}.home-guide-cards .guide-card-copy{padding-top:18px}.home-guide-cards .guide-card h3{font-size:23px}}
@media(max-width:650px){.home-guides{padding-top:33px;padding-bottom:33px}.guide-section-heading h2{font-size:28px;letter-spacing:-.7px}.guide-cards{grid-template-columns:1fr;gap:28px}.home-guide-cards .guide-card-link{display:grid;grid-template-columns:.8fr 1.2fr;gap:16px}.home-guide-cards .guide-card-photo img{height:100%;aspect-ratio:auto;min-height:210px;object-position:center}.home-guide-cards .guide-card-copy{padding-top:0}.home-guide-cards .guide-card h3{font-size:19px;letter-spacing:-.4px}.home-guide-cards .guide-card p{font-size:14px;line-height:1.6}.home-guide-cards .guide-card-meta{font-size:11px}.home-guide-cards .guide-badge{font-size:11px}.read-link{font-size:13px}.guide-index{padding-top:35px;padding-bottom:55px}.guide-index-heading{margin-bottom:30px}.guide-index h1,.article-heading h1{font-size:34px;letter-spacing:-1px;margin-top:22px}.article-heading{padding-top:30px;padding-bottom:25px}.article-meta{font-size:13px;margin-top:20px}.article-cover{width:100%;margin-bottom:30px}.article-cover img{aspect-ratio:1.8;max-height:none}.article-body{width:calc(100% - 40px);font-size:17px;line-height:1.8}.article-body h2{font-size:25px;letter-spacing:-.4px;margin-top:33px}.article-body table{font-size:14px}.article-body th,.article-body td{padding:12px}.article-end{padding-bottom:40px;gap:25px;flex-wrap:wrap}header{height:72px;padding-left:20px;padding-right:20px;gap:12px}nav{top:72px;padding:24px 20px}.menu{font-size:0;gap:0}.menu span{font-size:19px}.header-cta{font-size:13px;padding:10px 12px}.brand{font-size:11px;gap:8px}}
@media(max-width:360px){.home-guide-cards .guide-card-link{display:flex}.home-guide-cards .guide-card-photo img{min-height:0;aspect-ratio:2;height:auto}.home-guide-cards .guide-card-copy{padding-top:17px}.home-guide-cards .guide-card h3{font-size:21px}header{padding-left:12px;padding-right:12px;gap:8px}.brand{font-size:10px;gap:6px}.header-cta{font-size:12px;padding:10px}}
@media(prefers-reduced-motion:reduce){.guide-card-photo img{transition:none}}
/* Article 4 editorial callout supplied with the article. */
.article-body .lead{font-size:19px;line-height:1.7}.article-body h3{font-size:21px;line-height:1.4;margin:28px 0 12px}.article-body .sources{padding:20px 24px;background:#f6f7f8;border-left:3px solid #aeb6be;border-radius:8px;margin:25px 0;font-size:15px}.article-body .sources ul{margin-bottom:0}.article-body .spotlight{margin:48px -24px;padding:36px 40px 32px;background:linear-gradient(145deg,#f1f5f7,#fff 75%);border:1px solid #dce4e8;border-top:5px solid #c5222e;border-radius:22px;box-shadow:0 15px 40px #172f4412}.article-body .spotlight h2{margin:12px 0 20px;color:#243646;font-size:29px}.article-body .spotlight h3{color:#b42028}.article-body .spotlight-kicker{font-size:12px;letter-spacing:1.5px;font-weight:700;color:#b42028}.article-body .spotlight-link{display:inline-block;background:#b42028;color:#fff;text-decoration:none;border-radius:30px;padding:11px 20px;font-weight:700}.article-body .spotlight-link:hover{background:#8f1720}@media(max-width:680px){.article-body .spotlight{margin:34px 0;padding:25px 20px;border-radius:16px}.article-body .spotlight h2{font-size:24px}.article-body .sources{padding:18px}.article-body .lead{font-size:18px}}

/* Article 5 supplied editorial layout. */
.article-body .stat-panel{margin:38px 0;padding:27px 30px;background:#f7f9fb;border:1px solid #e6eaf0;border-radius:15px}.article-body .stat-eyebrow{font-size:12px;letter-spacing:1.5px;font-weight:800;color:var(--red);text-transform:uppercase}.article-body .stat-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:20px 0}.article-body .stat-grid>div{padding:16px 0}.article-body .stat-grid strong{font-size:clamp(23px,3vw,33px);line-height:1.15;display:block;color:var(--dark)}.article-body .stat-grid span{color:var(--muted);font-size:15px}.article-body .stat-panel p{font-size:14px;line-height:1.6;margin:8px 0 0;color:var(--muted)}.article-body .cta-panel{margin:64px -24px 12px;background:linear-gradient(155deg,#fff 0%,#fff 50%,#f9f1f2 100%);border:1px solid #e9d9dc;border-radius:22px;overflow:hidden;box-shadow:0 18px 55px #8c182318}.article-body .cta-top{padding:42px 46px 28px;background:linear-gradient(115deg,#9f1d28,#cb3541);color:white}.article-body .cta-eyebrow{font-size:12px;letter-spacing:2px;font-weight:800;color:#ffe2e4}.article-body .cta-top h2{color:white;margin:12px 0 15px;font-size:clamp(27px,3.6vw,36px)}.article-body .cta-top p{font-size:17px;max-width:700px;opacity:.97;margin:0}.article-body .service-grid{padding:30px 34px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.article-body .service{display:flex;gap:13px;background:white;border:1px solid #e9e5e6;border-radius:14px;padding:20px;box-shadow:0 5px 18px #00000007}.article-body .service-num{display:grid;place-items:center;flex:0 0 36px;width:36px;height:36px;background:#fff0f1;border-radius:10px;color:var(--red);font-weight:800;font-size:13px}.article-body .service h3{margin:0 0 6px;font-size:17px}.article-body .service p{font-size:14px;line-height:1.55;color:var(--muted);margin:0}.article-body .cta-footer{padding:4px 46px 42px;text-align:center}.article-body .cta-footer>p:first-child{font-size:22px;color:var(--dark);line-height:1.4;margin:10px 0 12px}.article-body .cta-footer>p:nth-child(2){color:var(--muted);font-size:15px;max-width:660px;margin:0 auto 22px}.article-body .cta-link{display:inline-block;background:var(--red);color:white;text-decoration:none;font-weight:750;border-radius:9px;padding:14px 22px}.article-body .cta-link:hover{background:#961b23}.article-body .tagline{font-size:13px;color:#77808e;margin-top:16px;font-style:italic}
.article-body blockquote{margin:35px 0;padding:23px 28px;background:#fff5f5;border-left:4px solid var(--red);font-size:20px;font-weight:600;color:#8e2630;border-radius:0 12px 12px 0}.article-body .cta-top h2{color:white;margin:12px 0 15px}.article-body .service h3{font-size:17px;margin:0 0 6px}.article-body .cta-top p{color:#fff}.article-body .cta-link{color:white}.article-body .cover{display:none}
@media(max-width:720px){.article-body .cta-panel{margin:40px 0 0;border-radius:16px}.article-body .cta-top{padding:28px 22px}.article-body .service-grid{grid-template-columns:1fr;padding:18px}.article-body .service{padding:15px}.article-body .cta-footer{padding:10px 22px 30px}.article-body .stat-panel{padding:20px}.article-body .stat-grid{gap:10px}.article-body .stat-grid strong{font-size:22px}}
.article-body{--dark:#172335}@media(max-width:650px){header .brand>span:last-child:not(.mark){white-space:normal;max-width:108px;line-height:1.3}header .brand{flex-shrink:0}header .header-cta{white-space:nowrap}}@media(max-width:360px){header .brand>span:last-child:not(.mark){max-width:91px}}
/* Direct contact alongside the consultation, with compact footer access. */
.contact-section{text-align:left;padding:70px 0}.contact-grid{display:grid;grid-template-columns:1.15fr 1fr;gap:70px;align-items:start}.contact-section h2{font-size:38px;letter-spacing:-1px}.contact-section p{max-width:430px;margin:20px 0 26px}.contact-direct{border-left:1px solid #d2d5ce;padding-left:65px;scroll-margin-top:35px}.contact-direct address{font-style:normal;margin-top:25px;display:flex;flex-direction:column;gap:24px}.contact-method{display:flex;flex-direction:column;gap:8px}.contact-method>span{font-size:13px;color:var(--muted)}.contact-method>a{font-size:22px;line-height:1.5;text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:6px;overflow-wrap:anywhere}.contact-method>a:hover,.footer-contact a:hover{color:var(--red)}.footer-contact{display:flex;flex-wrap:wrap;gap:20px 35px;padding:0 0 25px;font-size:13px;color:var(--muted)}.footer-contact a{text-decoration:underline;text-underline-offset:4px}
@media(max-width:900px){.contact-grid{gap:35px}.contact-direct{padding-left:35px}.contact-method>a{font-size:20px}.contact-section h2{font-size:34px}}
@media(max-width:650px){.contact-section{padding:48px 0}.contact-grid{grid-template-columns:1fr;gap:32px}.contact-direct{border-left:0;border-top:1px solid #d2d5ce;padding:30px 0 0}.contact-section h2{font-size:32px}.contact-section p{margin:18px 0 24px;max-width:none}.contact-method>a{font-size:20px}.contact-direct address{gap:22px;margin-top:22px}.footer-contact{flex-direction:column;gap:15px;padding-bottom:25px;font-size:13px}}
